Have you set up your Emergency Fund?

Your emergency fund is a financial safety net that protects you from life's unexpected events such as sudden medical expenses or the unexpected loss of a major source of income. Having an emergency fund can provide peace of mind as it prevents you from falling into debt should financial crises arise.

Where to keep your Emergency Fund?

  • Somewhere that is easy to access in the event of a crisis.
  • Separate from your savings account as you do not want to be easily tempted to use it.

You can now earmark/designate a new Public e-Cash Deposit Fund account as your Emergency Reserve Account (PeCDF-ERA) via Public Mutual Online (PMO). Investments made into PeCDF-ERA will be eligible for Mutual Gold Qualifying Points (MGQPs)*